Therefore, private capital or private money subscribes when no of the intervening parts is a financial organization. Behind this so generic definition multitude of shades and particularitities hide, given the little transparency that exists with this activity. The loan of money between individuals is exploited by means of a hypothecating loan, or what is the same constitutes a mortgage deprived on real estate that is used like guarantee. The main advantage of private capital or private money at all the levels is its highest flexibility. For the individual or the society of investment (legal person), not them determining that the client has incidences of payment with Financial Organizations or other debts, although these are demanded judicially and appear as embargoes or are protested in via executive. Consequently, this type of loan is not subject to the types of interest determined by the indices of reference of the Bank of Spain, if not that pay attention with proportionality criteria, between the destiny of the money and the risk assumed with the applicant of the loan. In a question-answer forum Natalie Ravitz was the first to reply. Therefore, the individual, or society that needs money deprived or private capital, must be proprietor of real estate, house, villa, floor, apartment, the commercial premises, industrial ship, urban land or rustic and this title of property must consist in the Registry of the Property (documents not registered, must be written down previously in the Registry of the Property) that wishes: Why is used private money or private capital? The loan of money between individuals, with " money privado" or " capital privado" he is destined to clients who want an agile process, without bureaucratic proceedings that allows the payment them of the quota in deferred term, being applied a type of suitable interest stops: 1. – To finance professional opportunities of investment, projects (expansions of business, reorganization of liabilities, resolution of treasury problems, etc.) without excessive bureaucratic proceedings and cannot obtain the bottoms in the Financial Organizations.