Need A Loan? What To Expect? Part 1

You are ripe for a mortgage. Think through how and where to seek shelter, they estimated the price of your desired apartment, even picked up the pot. But the question is, and whether you will give the bank the required amount of money? Let's look at this issue and try to understand how the banks are counting on someone how much to give. You must first determine what the size of your income. The notion of "your" I mean any income you personally, or income of the spouses (if you are married and spouse (s) running). What are the sources of income: 1. income from main job; 2.

income from part-time, 3. income from your business (share in net profit organization where you are the owner or a member of the founders), 4. Income from lease of property, 5. Income from investments, stocks, dividends are different, 6. royalties; 7. alimony received; 8. pension 9.

incomes of civil servants. Of course, there are other sources of income, but dwell on these, because They are most common. You then need to deal with their expenses. Here are the main items of expenditure: cost of maintaining the family expenses of the estate; repayment of earlier loans, the cost of insurance, to pay alimony, business costs, the cost of rental property, training costs, taxes. So: Income from main job. This is the salary you receive, in organization, which are decorated in the workbook. Needless to say, that income will be counted only one that is confirmed.