The go on vacation the first thing in what we think is in terms of money we’re going to spend, is very important and in fact is the crucial factor since before of planning vacations, because if we do not have enough money, we could not start planning them. Once we have planned vacations we continue thinking about money, because we want to find a hotel at low prices and save on the way as possible in the transportation to arrive at our destination, a few cheap airline tickets. As we know that planning a vacation, saving money is difficult, you list here what you have to do to organize a good cheap holiday: first for a cheap holiday is to get the tickets at a good price, there is a Mexican airline that has low costs and on those there are always discounts; just login to your portal and discover the promotions you save lots of money if you hire a package that includes the airfare and hotel nights, the same airline may sell you not spend in taxis from the airport, for that contract the transportation inland from the airport to your hotel follow these simple steps and get a vacation cheap but very good!
Units of firms have an advertising budget 'Every month we spend X money on advertising." Most are advertised on the residual principle ". Advertising costs for customers will be significantly lower when using the display technology Vitze. And it is the residual financing principle fits well with the advertising technology of information displays. Even in terms of costs for operation display systems Vitze, they are much lower and the phrase ' it's worth, does not ask ' just more suitable display technologies! However, the initial costs of deploying an advertising network of indoor or outdoor may seem significant, if you do not take into account the relatively quick payback, even with ultra-low interest rates on the cost of advertising content. Doubts about the payback and profitability the display advertising network expressed Alexey Anisimov (RA 'GAMMA CITY') and some participants in online conferences. Given the need to calculate payback display systems Vitze, we can say that the average cost of Outdoor 57 'display less than one million rubles, and the indoor 46 "is several times cheaper. If the duration clip in 10 seconds and the number of hits one roller 144 times a day with its minimum value shown in the 5000-7000 rubles, outdoor display will return at least half a year, display space for even faster. The situation on the payback advertising network based on digital displays will be in the range, even for cities with a population of 150-300 thousand. After studying this simple calculation can be seen that the operator of the display advertising network of fifty displays Vitze and hire rollers on the lower price range will receive the weighted average income of several million rubley.Tem Yet, as noted by the participants of the online conference, the prospects for distribution in Russia is the display technology Vitze. Improving the financial situation and the "recovery" of the Russian economy will lead the advertising world's major players to invest their funds from the portfolio of development in new technologies and improvement of venture capital funds in Russia would increase start'apov in the display indoor and outdoor advertising.
These features greatly complicate the choice methods and mechanisms to implement the tactical objectives of monetary policy. When choosing tactical purposes it is important to take into account such characteristics of the latter: – the ability to measure progress results – the possibility of operational control – the possibility of operational impact on the relevant economic processes. If the change in money supply affect the shift in aggregate demand and macroeconomic indicators, changes in interest rates and exchange rates may affect not only aggregate demand, and the interests of individual economic agents and cause substantial structural changes in the economy. In this regard, the implementation of major regulatory problems depends on the correct association of tactical objectives. For example, through changes in interest rates and exchange rates can be offset inflationary pressure from the growth of money supply in circulation. The main feature of the selected targets should be their direct contact with drawn by the strategic objectives. In the XIX century. under the gold standard adjustment of internal trade prices and exchange rates take place automatically by moving gold and short-term capital between countries and within countries currency issue was regulated by the central bank gold reserves.
Therefore, among methods of monetary regulation predominated accounting policies aimed at curbing the outflow of gold for the country's borders. In the 20's and 30's of XX century. monetary policy was focused on domestic economic problems of individual countries. In connection with the transition from the golden monometalizma to the system of irredeemable credit money greatly increased the possibility of central banks to influence the issue of money and the expansion of bank credit that gave impetus to the development of monetary theory of business cycles.
It is necessary to invent something new. And that new one is called Titulizacin: the Bank of Illinois packs the mortgages – it prevails and it prevails in packages that are called MBS (Mortgage Backed Securities, that is to say, Obligations guaranteed by mortgages). That is, where tapeworm 1,000 mortgages before loose, within Cuenta granted Credits, now has 10 packages of 100 mortgages each, in which is of everything, good (it prevails) and bad (it prevails), like in the vine of the Gentleman. The Bank of Illinois goes and sells those 10 packages quickly: Where goes the money that it obtains by those packages? It goes to the Assets, to Cuenta of Money in Box, that increases, diminishing by the same amount Cuenta granted Credits, consequently the Capital proportion/granted Credits improvement and the Balance of the Bank fulfill the Norms of Basel. Who purchase those packages and buys in addition them quickly so that the Bank of Illnois cleans its Balance of immediate form? Very good question! The Bank of Illinois creates filial organizations, conduits, that are not Societies, but trusts or bottoms, and that, for that reason do not have obligation to consolidate their Balance with those of the first Bank. That is to say, suddenly, they appear in the market two entity types: i.
The Bank of Illinois, with expensive cleaning II. Chicago Trust Corporation (or the name that you want to him to put), with the following Balance: PASSIVE ASSETS the 10 packages of mortgages Capital: what it has paid by those packages to 3er. commentary: If any person who works in the Savings bank of San Quirze, from the President to the Director of the Office would know something of this, would look for another use quickly. Meanwhile, all speak in Expansion of their international investments, of which already you see that they do not have the minimum idea.
In the previous article, ' ' Phases of the one examination negcio' ' (vide category ' ' Administration and Negcios' ' of this site) we list the main activities that must be made in a transaction of purchase of companies, which if also apply in the acquisition of quotas of society, as well as in the opening of new business, analysis of the proper business etc. In that article, we made to consist two item that, unhappyly, are unknown for the majority of the people who if consider to analyze a company before its purchase. They are: – to effect planning and projections of the business; – to study the situation after economic-financier the projections. We retake, therefore, the question and go to try to elucidate the case. we will go to make it with the following constatao: usually, the purchaser of a company executes analysis of the same one for two dimensions, when the correct one is to cover one third.
In the analysis economic-financier of the current situation (activity listed in the previous article) it is approached company for dimension of the past, therefore to raise prescriptions and expenditures in the average of last months, or conditional normal standard to the model of effective management, nothing more is of what the vision of the past molding the gift. In the examination of the operational and strategical aspects (also it consists in that article), we work with the dimension of the gift, therefore the operational reality and the strategical position of the company are, in the reality, the gift supported for the past. But and the future? Therefore, a decisive orientation, a categorical end point goes here: in the process to evaluate businesses, all and any definition one is based in the perspective of the future. You are welcome they serve the positive evaluations of chek-up based in the gift if we will not be prepared to foresee the company in tomorrow.
The Investor and Exporter Club awards the international projection of Iberia? The jury valued the successful work carried out in the last months, that the culmination of the fusion with British Airways has allowed. Madrid, the 23 of November of 2010 and Exporter Club Investor has celebrated east month of November its VIII edition of the prizes to the Internationalization. Iberia, leader in cheap flights, obtained the recognition to ” Spanish company with a remarkable projection internacional”. The successful work carried out by Iberia in the last months – that have culminated with the fusion with British Airways- besides the leadership in the markets of Latin America and Europe and the diffusion that the company carries out of the image of Spain in the world have been the keys so that the Jury granted to Iberia first of his prizes. The prize gathered the chief of a main directorate Comercial and Clientes, Manuel Lopez Aguilar.
The old saying: eat breakfast like a King, lunch like a gentleman, and dine like a beggar is just as valid now as before. The recent scientific research has shown that a light dinner is essential for good digestion and a better sleep. The traditional yogas are advised the following proportion: 1/4 1/4 of liquid food and nothing else. Of space to your stomach to digest. The stomach must always be half-empty. 3 The exercises. Contrary to popular belief, abdominal exercises are not good for reduce tummy. Experts in the field, discovered recently that most advisable are the comprehensive exercises, or holistic.
Swimming, walking, bicycling, skating, whichever you prefer, but provided that involves the entire body. Concentrate on doing the sit-ups or only abdominal exercises, irritate and increase musculature, i.e. more belly. The practice of yoga, is excellent. Yoga can be practiced it either to be overweight, which is not in perfect physical condition, and at any age. It is recommended even for patients.
And, the most valuable thing, you It helps to manage stress. Our stomach is the seat of our emotions. Feelings of fear or distress, we feel in the stomach. Who doesn’t remember the ugly feeling in tummy before a test? His first day of work? The interview with the boss? Forget any concerns excessive for things that are beyond your control, is more, forget control, and engage with a little effort and patience to cut his belly. It will cost you less than you think, and the results amazed him. Say goodbye to the potbelly man and welcome him to his new appearance. Tummy duty, is not good and is unsightly. Recover your look youthful and elegant, RID and lowering his belly. > Click here to learn more about lower tummy < original author and source of the article.
Durkheim was great the systemizing one of sociology. It defended that the main task of sociology was the analysis of the social facts, since these? according to definition of Durkheim? they had a external and independent existence of the individuals. Another characteristic of the social facts is that these have a coercitive power on the individuals, that many times nor perceive this action. They exert its conditioning power on the individuals through forms that can vary of a simple ones badly-understood (as in the case of the use of a word missed in a colloquy) until the punishment or penalty (in the case of an infraction or crime). The social fact teaches Durkheim, is intangible and alone they can be analyzed through its effect, as the written laws, the norms techniques, etc. To study them, the researcher must leave of side its preconceptions and use itself of concepts generated only in the prxis scientific.
One of the first questions that Durkheim if placed in its studies is as a group of individuals can constitute a society and as this if it keeps coesa, persisting in the time? It called to this phenomenon of social and moral solidarity, that is, the way as the members of a group remain joined, sharing a set of values and customs. But, what it is and as if of this solidarity? In its workmanship the social division of the work (1893), Durkheim created the solidarity concepts mechanics and organic solidarity, to explain the origin of the cohesion enters the members of a society. Solidarity mechanics is that one of the societies where the individuals do not differentiate themselves. When a society if form, exist little difference between its members. The components of the social group if are similar in diverse aspects; they have the same feelings, the same values, equal objectives. This fact is observed in primitive societies of the past and the societies not-scholars still spread by the world.
Having as the text ' ' As I construct to teacher in my trajectory profissional' ' , of Maria Marina Days Cavalcante and Maria Lucena Aid Rasp, I will go to display my construction as teacher, has two years, in the College Heart of Jesus. To be teacher is not easy task ahead of the reality of our country and front to the difficulties found in our current system of education. Our pupils already do not have the competitive spirit and the anxiety to reach optimum for itself through the knowledge. We, professors, are at the mercy of of results little waited, ' ' vendendo a product that few are interested in comprar.' ' Then, as to act front to this reality? The search for the stonecutting of the quality of what we make has become the main focus for survival of our profession. It is necessary that let us be made use, if we really intend to teach, to continue learning to the long one of all our life.
Our disposal in learning more is not the sufficient, is necessary also to be open the changes in our paradigms. An ideal is that each professor always develops its abilities, being opened for new concepts and models, developing, thus, its educative action, that strong is related with the existing relations in the pertaining to school environment, either with the pupil, either with colleagues. If the relation in the school well will not be decided and directed, the proper transmission of the contents finishes being seriously affected. It is more than what clearly that the paper of the professor goes well beyond the docncia and of the walls of the classroom. This will have to be reflective, influencing, of construtivista form, the experience and exercise practical of educating, making to learn not only them also for the course of the events and for the programmed speech of the words. The school does not have to be seen as physical space for the pupils, it only must be, more than what, agent never compromised to the personal and social development of its educandos. It fits to the professor to explore these abilities, exploring the cultural, social wealth and the essence of each being in formation. The professor is the bridge enters the different existing relations in the school, it if he relates with its familiar pupils and, with the direction and system of pertaining to school education.
In each one of these relations it has involved important things. For in such a way, the professor must exert its paper inquiring concerning its professional responsibility while and citizen. is in the classroom that many of these projects take form, therefore is there that the pupils and professors pass most of its time, and the limits of this space must be respected, being used as educative place, in which the professor will have the mission to display its lessons of creative form, using equipment and making critical and interesting boardings with the contents in course, stimulating the pupil to be an active being, and not more passive, in the focadas quarrels. The pupil of the future will have that, today, to be modifier and actuator of its proper reality, inside of the society where he is inserted!
Dynamics of presentation of guideline of N meeting of participants: 10 the 30 the ministrante will have to pass a box with some incomplete phrases (it can be a music, verse, parlenda, dictated popular or a subject that will be placed in guideline after the dynamics as form to leave the intent participant to the subject that will be boarded, a form of contextualizar the dynamics to the meeting). After all to have I catch its slip of paper, will have to complete the phrase written in it being given its to seem. Who will not be able to complete or for not knowing or not wanting, it will have to pay one arrests. To the end, the ministrante will have to give its to seem to the boarded subject. OBS.: The dynamics will serve to integrate the participants to the guideline that to desire to treat in the meeting. It will be interesting that the content of the box corresponds, that is, is contextualizado to the subject of the meeting..